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First-Time Home Buyers

If you’re interested in buying your first home, you’re already on the right path.

Trading rent for mortgage payments might, financially, be smartest decision you will ever make. Your debt will shrink as your equity grows, and you’ll have the opportunity to use your property ownership as a catalyst for wealth.

Throughout your first real estate purchase, it is imperative to surround yourself with protective, responsive, and hard-working individuals. Mortgage lenders, home inspectors, attorneys, and most importantly, a qualified real estate agent are all necessary to guide you through the process. Each plays an important role in protecting your best interest.

As the buyer, you begin by seeking pre-approval from a mortgage broker, who will give you insight into your potential “buying power”. Your credit, debt, and income all help determine your buying power and the optimal range of monthly payments for you. With the knowledge at the ready, your real estate agent is your strongest ally. Your real estate agent will tour properties with you. They will provide a market analysis of home values and answer any questions you have about your properties of interest, and process continues.

After you’ve accepted the mortgage offer that is right for you, we will find you a trusted inspector to look closely at the mechanics of the property to make sure that you, the buyer, are happy with the condition. The Purchase and Sale Agreement follows shortly after. Finally, you will sit down with your attorney and the bank to sign the purchasing documents.

Picture the special day when you receive keys to your own home, your very first home. A home is substantial. It is a stable investment. It can be updated, improved-upon, and most importantly, enjoyed.